Program Terms and Conditions:
- Applies to CIMB Niaga Customers and Non-Customers. Customers are required to open an
- Installment Goal Savers/IB Goal Savers savings account in the OCTO Application.
- Program participation is only valid once for 1 CIF/ID in 1 program period.
- Customers make an initial deposit into the Goal Savers/IB Goal Savers savings account and receive the following rewards:

- The SLA for giving the prize is M+1 from the end of the program period and the prize promo code will be sent to the email registered in the bank system.
- Funds in the Savings account will be on hold for the amount of cashback/prize given to the Customer.
- The Customer is required to enter the BONUSTHR promo code in the OCTO Application.
- If the Customer breaks the fund hold before the hold period ends, the Customer must return an amount equal to the prize given in full (not prorated).
- Complaints regarding the prize must be received no later than 7 working days.
- This program CANNOT be combined with other Savings account opening programs at CIMB Niaga Digital Lounge.
- If the points above are not fulfilled, the Customer is not eligible to receive the prize and is considered disqualified from participating in the program.