Cashback 30% at P.S.I Coffee & Spiku using by scan QRIS OCTO

Periode Program: 1 Nov 2025 - 30 Apr 2026

Terms and Conditions of the Program:

1. Program Period: November 1st, 2025-April 30th, 2026
2. Get 30% cashback (maximum Rp 10,000) per transaction by scanning QRIS OCTO as the payment method with OCTO Pay as the funding source on CIMB Niaga EDC/QRIS.
3. The promotion is applicable without a minimum transaction.
4. Each customer can get 1x cashback per day/ week/month per OCTO account during the event period.
5. The promotion is valid every day at P.S.I Coffee & Spiku outlets as listed in the partnership.
6. Promotions cannot be converted to cash, not applicable for multiples, and cannot be combined with other promotions.
7. The maximum QRIS limit set by Bank Indonesia is Rp 10,000,000.
8. Cashback will be credited in real-time or within a maximum of 1×24 hours to the OCTO Pay balance registered in the Customers OCTO.
9. If the customer is eligible for cashback, a potential cashback notification will appear on the transaction summary page of the OCTO application.
10. By participating in this program, the customer agrees to take part in the promotion in accordance with the applicable terms and conditions.
11. Customers are required to inform the cashier that they will use the QRIS OCTO scan before making payment.
12. You can customize your preferences and relevance for promotional messages received and the communication media used by contacting CIMB Niaga service at 14041.
13. CIMB Niaga and P.S.I Coffee & Spiku reserve the right to change the terms and conditions of the program at any time, and/or terminate this program with prior notice.
14. CIMB Niaga & Merchant have the right to cancel cashback benefits if there is any indication of misuse, fraud, manipulation, or non-compliance with the applicable terms & conditions of the program.

Here are the steps to transact with QRIS OCTO:

1. Log in to the OCTO Application,
2. Enter the passcode sent via One Time Password (OTP),
3. Access the OCTO screen and select the Pay QRIS menu,
4. Scan the QRIS Barcode at the Merchant,
5. Fill in or check the transaction amount for QRIS,
6. Select source of funds and promo code (if available),
7. Confirm the OCTO PIN,
8. Notification when the transaction has successfully debited the Customers funds.

Disclaimer:

1. CIMB Niaga & Merchant reserve the right to cancel cashback benefits if there is any indication of misuse, fraud, manipulation, or non-compliance with the applicable terms & conditions of the program.
2. The availability, quality, type, price, suitability, timing, and delivery process of goods and/or services provided by the Merchant to the Customer are entirely the responsibility of the Merchant.
3. Any data and transaction instructions carried out by the Customer using QRIS OCTO are entirely the responsibility of the Customer.
4. Any claims for refunds or exchanges are the sole responsibility of the Merchant and must be directly addressed by the Customer to the Merchant.
5. For more information on how to make online purchases using OCTO, Customers can visit the website www.branchlessbanking.cimbniaga.co.id or contact Phone Banking at 14041.

List of Tenants at P.S.I Coffee & Spiku using QRIS OCTO: