Terms and Conditions of the Program:
- Program Period: May 1st-Oct 31st, 2026
- Cashback 30% (maximum Rp 10,000) per transaction by scanning QRIS OCTO as the payment method with OCTO Pay as the funding source on CIMB Niaga EDC/QRIS.
- Promotions cannot be converted to cash, not applicable for multiples, and cannot be combined with other promotions.
- The promotion is applicable without a minimum transaction.
- The promo is valid every day at P.S.I Coffee & Spiku outlets (Click Here)
- One customer can receive a maximum of 1x cashback per day, 2x cashback per week, or a maximum of 2x cashback per month during the promo period.
- The maximum QRIS limit set by Bank Indonesia is Rp 10,000,000.
- Cashback will be credited in real-time or within a maximum of 1×24 hours to the OCTO Pay balance registered in the Customers OCTO.
- If the customer is eligible for cashback, a potential cashback notification will appear on the transaction summary page of the OCTO application.
- By participating in this program, the customer agrees to take part in the promotion in accordance with the applicable terms and conditions.
- Customers are required to inform the cashier that they will use the QRIS OCTO scan before making payment.
- CIMB Niaga and P.S.I Coffee & Spiku reserve the right to change the terms and conditions of the program at any time, and/or terminate this program with prior notice.
- CIMB Niaga & Merchant have the right to cancel cashback benefits if there is any indication of misuse, fraud, manipulation, or non-compliance with the applicable terms & conditions of the program.
Steps for transactions with QRIS OCTO:
- Log in to the OCTO Application,
- Enter the passcode sent via One Time Password (OTP),
- Access the OCTO screen and select the Pay QRIS menu,
- Scan the QRIS Barcode at the Merchant,
- Fill in or check the transaction amount for QRIS,
- Select source of funds and promo code (if available),
- Confirm the OCTO PIN,
- Notification when the transaction has successfully debited the Customers funds.
Disclaimer:
- CIMB Niaga & Merchant reserve the right to cancel cashback benefits if there is any indication of misuse, fraud, manipulation, or non-compliance with the applicable terms & conditions of the program.
- The availability, quality, type, price, suitability, timing, and delivery process of goods and/or services provided by the Merchant to the Customer are entirely the responsibility of the Merchant.
- Any data and transaction instructions carried out by the Customer using QRIS OCTO are entirely the responsibility of the Customer.
- Any claims for refunds or exchanges are the sole responsibility of the Merchant and must be directly addressed by the Customer to the Merchant.
- For more information on how to pay for online shopping using OCTO, customers can visit the website or contact CIMB Niaga’s toll-free service through Ask OCTO via the OCTO App