Program Terms and Conditions :
- Program period: 1 October – 31 December 2026
- 50% cashback (maximum IDR 5,000) per transaction using the OCTO Application QRIS scan payment method.
- This promo is non-refundable, non-multipliable, and cannot be combined with other promos.
- This promo is valid Monday – Friday at the CIMB Niaga Digital Lounge Campus @ ITB.
- Each customer can receive a maximum of one cashback per day, a maximum of four cashbacks per month per OCTO Application account during the period.
- Cashback is only awarded for OCTO Application QRIS transactions from Savings, Credit Cards, and Octo Pay funds sourced from CIMB Niaga EDC/static QR machines.
- Cashback will be credited in real time or within a maximum of 1×24 hours to the Octo Pay balance registered in the customer’s OCTO Application.
- The QR purchase transaction feature is only available for fully registered Savings, Credit Card, and Octo Pay customers.
- CIMB Niaga and Sudagar Cow may change the program terms and conditions at any time and/or terminate this program with prior notice.
- CIMB Niaga and Merchants reserve the right to cancel cashback benefits if there are indications of abuse, fraud, manipulation, or non-compliance with the applicable program terms and conditions.
- This program is only valid at the CIMB Niaga Digital Lounge Campus @ ITB.