BI FAST features include:
- Operational at any time (24/7) Funds are received in real time by customers and banks.
- May use a proxy address (alias), including a mobile phone number and email, as a substitute for an account number. Currently, only the creation of a proxy address (alias) from a mobile number that is available at CIMB Niaga.
(Proxy addresses and aliases are intended to increase public convenience, considering that proxy addresses are aliases that are easier to remember than account numbers.)